The amount you can borrow depends on your income, expenses, existing debts, credit history, and the type of loan you're applying for. Most lenders also factor in your living costs and buffer for interest rate rises. We can give you a quick estimate and help you understand how to improve your borrowing capacity.

Yes — being self-employed doesn’t mean you can’t get a loan. Many lenders offer options for self-employed borrowers, including low-doc loans. You’ll generally need to provide at least one to two years of financials. We can help you find the lender that best suits your situation.

We work with lenders that specialise in loans for non-residents, temporary visa holders, and Australian expats. We can help you understand eligibility, foreign income requirements, and any additional paperwork. Whether you're buying an investment or returning to Australia, we’ll guide you through the process from overseas.

Pre-approval can usually be obtained within 1–3 business days if your documents are ready. Full approval takes around 1–2 weeks, depending on the lender turnaround time, property type, and valuation timeline. We help you stay ahead by preparing your application thoroughly and keeping things moving.

As a broker, we compare loans from multiple lenders — not just one bank — to find you the most suitable option. We also negotiate on your behalf, handle paperwork, and guide you through every step. Best of all, our service is typically free for you, as we’re paid by the lender once the loan settles.